LTC Insurance

27 Apr 2023
Organizing Respite Care
Organizing respite care can be a confusing and frustrating process. Not only is it difficult to decide which type of respite care to use, but couple that with the emotions that are also involved. Respite care is used for those needing a break from caring for a loved one with a condition where they can’t ...
19 Dec 2022
Unclaimed Financial Aid is Available for Seniors
Unclaimed Financial Aid is Available for Seniors Many older adults struggle to make ends meet every month, unaware that billions of dollars worth of aid is going unclaimed. Elaine Ross was living in central Florida in 2007 when a hurricane destroyed her home. Her insurance didn’t cover most of her belongings, so she started working ...
05 Jun 2020
Home Care Mistakes
Home Care Mistakes Home Care Mistakes result in frustration and stress, or worse. They can occur during an already difficult medical/health situation. An unsatisfied experience is often preventable. People seek out help at home when they are either post-surgery, undergoing an illness, are a primary caregiver, or have a long term, degenerative disease ( i.e. ...
04 Sep 2015
DOL Rules; Hired Caregivers to Recieve Overtime
 Overtime and Minimum Wage are new Changes in Home Care Overtime pay is now Labor Law for Home Care workers. Private duty Home Care changes significantly on Oct. 13, 2015. The filings have been going back and forth between the DOL, U.S. Court of Appeals and various concerned parties.  In South Florida, by and large ...
17 Apr 2015
Terminology to Know as a Caregiver
Caregiver Terminology – Talk the Talk    Caregiver terminology, a language of its own. Until you enter the “Health Care Zone” you may have heard some of these terms, or not. Once in this zone, meaning you or a loved one has either reached older age, experienced an injury or  been diagnosed with some type ...
01 Dec 2014
Tips to Manage the Financial Pressures of the Boomer Generation
Boomer Generation: Caught in the Middle  Boomer or Sandwich Generation middle agers facing college tuition,  financial assistance to older parents and saving for their own retirement, the pressure can be overwhelming. Who to help first?  You can’t sacrifice your nest egg savings and you can’t watch your children and parents flounder.  Planning is KEY fpr ...
17 Oct 2014
6 Ways to Pay for Elder Care at Home
Elder Care Expenses Elder Care for anyone with physical or cognitive impairment is challenging and very expensive. Most adults prefer to remain in their own home. Here are a few ways to find income to cover the cost of care. Whether assisting a loved one with either physical or cognitive declines (sometimes both) expenses add ...